If the back-to-school budget is leaving you a little cash-strapped, look around your house for some free money.
We’re talking about gift cards and certificates that people have given you, and you have stashed away in a drawer and forgotten.
Companies love selling these, because they get cash up front, and often the cards are never used, making it a donation to that store or restaurant. There are millions of dollars’ worth lurking in the drawers of North America.
Go have a look for yours now. If you really don’t want to use it, give it to someone who does. And make yourself a special file or box to keep them in, so they won’t be forgotten again.